About Us
Turbo Charge IRA LLC is a Self-Directed IRA (SDIRA) facilitator that empowers clients to unlock greater investment flexibility by enabling the use of retirement funds to invest in a broader range of assets—including income-producing real estate. Through our collaboration with leading SDIRA custodians, we assist clients with tax-free and penalty-free transfers or rollovers into SDIRA accounts that allow for these alternative investment opportunities.
Through our collaboration with Turbo Charge Real Estate LLC, a licensed real estate brokerage, we help clients identify, structure, and execute real estate transactions to avoid engaging in Prohibited Transactions. Our team works closely with you and the SDIRA custodian to ensure full IRS compliance and to protect your investment strategy every step of the way.
WHAT IS A SELF DIRECTED IRA (SDIRA)
A Self Directed IRA (SDIRA) offers unique retirement account flexibility, allowing investments in a broader array of assets beyond traditional options like stocks, bonds, and mutual funds. With an SDIRA, you can diversify into income-producing real estate, tax deeds, hard money loans, promissory notes, and more. Your IRA investments grow TAX-FREE (Roth SDIRA) or TAX-DEFERRED (Traditional SDIRA). We can even connect you with investments!
The IRS permits tax-free and penalty-free rollovers and transfers from qualifying retirement plans into your new SDIRA. Eligible plans include existing IRAs, 401(k)s, 403(b)s, 457(b)s, profit-sharing plans, money purchase plans, Keogh plans, and other Qualified Retirement Plans (QRPs).
WHAT IS A SELF DIRECTED IRA LLC WITH CHECKBOOK CONTROL
With a traditional Self Directed IRA (SDIRA), a SDIRA custodian holds your retirement funds and processes investments at your direction.
In contrast, an IRS-approved SDIRA LLC with Checkbook Control is a specialized limited liability company (LLC) that lets you "Become Your Own Bank." Owned by your retirement accounts and managed by you, this setup allows the SDIRA custodian to deposit your retirement funds directly into a bank account under your control. As the manager of the SDIRA LLC, you can fund investments quickly, giving you full control over your retirement portfolio.
SDIRA CUSTODIAN
SDIRA Custodian: An SDIRA custodian is a financial institution that safeguards and administers your retirement assets. They oversee your investments in trust and manage administrative tasks like processing contributions, distributions, and transfers. Custodians ensure that all account activities comply with IRS rules and regulations. They maintain detailed records of transactions and provide essential tax documentation. While they don't offer investment advice, their role is crucial for the secure and compliant operation of your SDIRA.
PROHIBITED TRANSACTIONS
Prohibited Transactions: When using a SDIRA, it's essential to avoid investing in a Prohibited Transaction. These transactions include investing in IRS-disallowed assets and engaging with individuals or entities classified as Disqualified Persons.
REAL ESTATE SERVICES
Real Estate Services: In partnership with Turbo Charge Real Estate LLC, we offer SDIRA owners a comprehensive suite of real estate services for their IRA investments. This includes property management as well as buyer and seller brokerage services. contract preparation, title work, structuring joint ventures, and other administrative duties.
Attention Renters: Turbo Charge Your Path to Homeownership
Ready to turn rent into an investment?
We work with real estate investors seeking to help you forge a pathway toward Homeownership. Together, and through our partnership with Turbo Charge Real Estate LLC, we'll help you:
- Find and secure the perfect property.
- Sign a lease tailored for homeownership success, including renewal and purchase options.
- Build equity and credit while renting and gain the flexibility to purchase anytime during your lease.
- At closing, receive 50% of the property appreciation profits!
PEER-TO-PEER (P2P) LENDING
Peer-to-Peer (P2P) Lending: We offer peer-to-peer (P2P) lending solutions, an innovative way for investors to earn returns by directly funding loans to individuals or businesses. P2P lending allows you to bypass traditional banks, creating the potential for higher returns on your investment by setting competitive interest rates and loan terms. This approach not only diversifies your portfolio but also gives you greater control over where your money goes and how it grows.
PRICING
Plan Highlights
- Best value self-directed solution
- One low flat annual fee
- Invest in almost anything you want
- Use a traditional, Roth, SEP or SIMPLE IRA, ESA or HSA
- No transactions or asset value fees
- No wire or check fees
- No setup fee
- Includes all IRS reporting and administration
- Guaranteed IRS audit protection
- Annual Compliance Service
Plan Highlights
- Invest in almost everything you want
- Use a traditional, Roth, SEP or SIMPLE IRA, ESA or HSA
- Customized LLC set-up, EIN, and operating agreement
- Multiple Member LLC available
- Checkbook Control and limited liability protection
- No transaction or asset value fees
- No wire or check fees
- Includes all IRS reporting & administration
- Guaranteed IRS audit protection
- Annual Compliance Service
Plan Highlights
- Best plan for self-employed individuals
- Invest in almost everything you want
- Checkbook Control – serve as your own trustee
- Maximize tax deductions (up to $76,500)
- Borrow up to $50,000 tax free!
- Mega Backdoor Roth option included
- No transaction or asset value fees
- Guaranteed IRS audit protection
- Annual Compliance Service